CJCH - Saturday, May 25, 2024 - 07:00 a.m. (ET) - Segment #3

enough capital, who are in that position where they're transitioning their wealth from one generation to the next, who have excess funds. So if you are in the camp where you are stretching to make your money, then there's a few different impacts. So, number one, when it comes to housing, you have to look and see, are you carrying your own mortgage? And, at the same time, are you helping to carry your child's mortgage at the same time? So are you getting into a position where you have double mortgages? And if that's the case, are you prepared for the impact if they can't pay that payment? Because you are now jointly responsible if you are-- if you have signed on that mortgage. Also, taking a look at paying taxes on things like RESPs or Registered Education Savings Plans. So an RESP is meant for your child's education. You contribute to the plan. It grows tax deferred when the children take it out. It's taxed on their marginal tax rate, which presumably is low because they're children. If they don't go to school, you can either transfer into your RSP, but if you don't have room, you need to take that into income and then potentially pay tax on any of the growth, from what the contributions were to where it is now, and you have to pay back all the grant room. And then, finally, when you take a look at debt, you know, are you helping your children with debt? Is it credit-card debt? Is it debt that is good debt, which essentially means it's either a house or something that's appreciating in capital. It's investment, it's growing a business, or is it credit cards? Is it that high consumer debt that is not growing? So, you know, it's about what is the impact that it has on you? And sometimes I find that people don't look at what the number looks like in the future, because when you give your money to help, what that means is that you're then giving up that appreciation room, that room for growth in the money. >> Right. >> Because once it's transferred, it no longer has time to grow and compound. So you are not just giving up the capital now, but you're giving any future appreciation of capital as well. So you need to be able to afford that. >> Yeah, these are conversations that are important to have and important to have early because of that. Robyn, thanks so much for coming in. >> You're so welcome. It's great to see you, as always. My life is full of questions... How do I clean an aioli stain? Use Tide. Do I need to pretreat guacamole? -Not with Tide. -Why do we even buy napkins? Thankfully, Tide's the answer to almost all of them. -Do crabs have eyebrows? -Except that one. For all of life's laundry questions, it's got to be Tide. [ ] By reliably delivering more the Hyundai KONA SUV has earned, “Best Residual Value,” from JD Power four years in a row. [ ] From its advanced technology to its durability we took the best-selling subcompact SUV in Canada and made it more WAH. [Hyundai sting] What keeps baby's skin healthy? A diaper that doesn't leave skin wet. That's why Pampers Swaddlers absorbs wetness better for up to 100%leakproof protection and 0% skin irritation. Pampers. For healthy baby skin. What's the Walt Disney World thrill feel like? It's like... Woody: Howdy, partners! and like... (Giggles) and also like... (Screaming) And it feels even better together. And check this out. You can thrill with this special 4-day, 4-park magic ticket offer. Visit disneyworld.ca/4parkmagic to learn more. Disney thrills us like... (Screaming) Did you know most dish soaps don't remove all the grease, even with scrubbing? Whaaat? I just cleaned those! Try Dawn Platinum. It removes 99% of grease and food residue. That's why Dawn is trusted to save wildlife affected by oil. Dawn Platinum cleans to the squeak. ( ) Surprise! I've got Summer Fridays Masks for everyone. On my day, my besties will be glowing mama. It's this Merit. Does lips, does cheeks, I've got it on both shiny and soft? I know, right? Did you cheat on me? (Gasp!) Girl, no. It's Amika and it's Clean at Sephora. Brands like Phlur have everything you want minus certain ingredients you might not. Summer Fridays, Merit, Amika, Phlur. Clean at Sephora, is only at Sephora. (Screaming in movie) (Audience gasps) Bleeding gums are serious, Jamie. Dr. Garcia? Whoa! They're a sign of bacterial infection. Crest Gum Detoxify with anti-bacterial fluoride works below the gumline to help strengthen gums and reduce bleeding. Crest saves the day. Crest. - Mama, what's a Dare Veggie... Crisps? - Oh! I'm Dare Veggie Crisps! I'm a little bit of all the things... veggies, crackers and chips. [group] - Ohhs! - Veggify your snack time with Dare Veggie Crisps. - Made with real veggies! Ok, someone just did laundry... No, I add Downy Light so the freshness really lasts. Yeah, most scented stuff gives me a headache,

but this is just right. And I don't like anything. But I like this. Get a light scent that lasts with no heavy perfumes or dyes. (Dynamic instrumental music) >> Welcome back to the weekend edition of Your Morning. Here's what we have coming up for you this half hour. >> It's a tail-wagging good time! We're taking a look back at Lindsey's conversation with the stars of Dog Man, the hilarious kids' show playing right now in Toronto. >> Plus, are remote cashiers on the menu for the future of fast-food service and retail? Retail expert Doug Stephens gives us his take. >> But, first, more on a new desperately needed field hospital being built in Rafah. The International Red Cross and its partners are opening a new field hospital in southern Gaza to help with the desperate demand for health services, since Israel stepped up its incursion into Rafah last week. So this hew hospital hopes to be able to treat 200 people a day. The International Committee of the Red Cross will handle getting medical equipment to the site, while 11 nations, including Canada, by the way, will provide staff and equipment. For more on this, we are joined by Kelsey Lemon, vice president of International Cooperation and Programs at the Canadian Red Cross. Welcome to the show today. >> Thanks, Lindsey. >> What is the situation like on the ground in Rafah for people who urgently need healthcare? >> Well, health needs in Gaza are absolutely enormous. The health system has been all but devastated in this crisis. Hospitals no longer working, of course, having shortages of supplies. So I think it's fair to characterize this particular crisis as a health crisis now. People's basic health needs are simply not being met and those that are injured or have health issues to manage are not able to receive the treatment that they need. There's simply not enough facilities, and there's not enough access ability to move around and access those facilities that do exist. >> Lindsey: Tell me about this field hospital then. What resources does this new hospital have? >> Kelsey: So this hospital has 60 inpatient beds, so those who need to stay in the hospital. And as you said, can see up to 200 patients a day. It has full surgical capacity, so they can do seven major surgeries a day, around 15 minor surgeries. As I understand, they've already been quite busy delivering babies, complex cases with mothers arriving at the hospital having survived seven months of crisis and trauma while being pregnant. Very complex cases, but so far we've had five healthy babies delivered, which is a huge success, a big win, and truly is life-saving humanitarian work, very much thanks to the support of Canadians and Canadian contributions. >> I want to ask you about that. What role is Canada playing in this? >> The Canadian Red Cross works closely with the Government of Canada, and we maintain a number of health supplies and stocks, including emergency field hospital that can be deployed to these high risk and complicated contexts. So we maintain this equipment together, and for this particular hospital, the Canadian Red Cross and the Government of Canada provided the surgical capacity, the operating room where these surgeries are happening. We also provided the lab so the hospital can do all the basic diagnostics that hospitals need to do to ensure patient care. We provided some of the beds, the actual physical beds, some of the medical supplies, and of course personnel to support the operation of the hospital and funding as needed for it to operate. >> Important work. Now, according to Human Rights Watch, more than 258 workers have been killed in Gaza to date. You've emphasized the need for a guaranteed right to safety for humanitarian workers. Why is that so important? >> Well, this has been a real problem for humanitarian work in Gaza and of course, this poses threats to civilians as well. I mean, it's absolutely urgent to be protecting aid workers from harm at all costs, and civilians. The Red Cross and Red Crescent Movement has already suffered loss of many of our humanitarian workers, as have many other organizations, and it simply makes our work more difficult, more dangerous and so much harder to do. Where we go to offer services, people tend to gather, and so of course, it makes the whole humanitarian operation even more risky. If we can't guarantee the safety of our operations, because that's where civilians will go to receive those services that they desperately need, those lifesaving services. The dignified delivery of humanitarian aid, the safe passage of aid, and the protection of civilians and aid workers is absolutely critical. >> Paramount. Alright, Kelsey Lemon, thanks for your time today. Appreciate it. >> Lindsey: Coming up, sitting down with Carley Fortune to talk about the beach read of the summer. ( ) ( )

( ) ( ) Loving the uncommon is a wonderful thing we have in common. ( ) Did you know you waste200 hoursa year hand washing dishes? Switch to your dishwasherand Cascade Platinum Plus. All you have to do isScrape Load, and you're done! Cascade. No prewash, no rewash,or your money back ( ) [bell ringing] ding...ding... ( ) [creaking] ( ) [creaking. gasp...] ( ) ( ) IKEA. Bring Home to Life. A diaper this leak-free,sets them free. Only Pampers Cruisers 360 have a 360 stretchy waistband. Plus a newblowout barrier. For up to 100%leak-free fit. Pampers Cruisers 360. Live wild and free. [hallway noise] [exhale] ( ) Smiling first can help... ..someone find the courage to do the same. ( ) Darrell's family uses Gain Flings now, so their laundry smells more amazing than ever. Woman: Isn't that the dog's towel? (Groaning) Hey, mi towel, su towel. More Gain scent plus Oxi Boost and Febreze in every Gain Fling. Here's a fresh take. We think burgers taste better when they're made with Canadian beef. Fresh onto the grill. Fresh off the grill. Never frozen. Always juicy. ( ) Febreze! Your bathroom... Needs Febreze Small Spaces... The always-on, odor-fighting air freshener you set and forget. No outlets used, no batteries needed, no effort required. So your bathroom stays continuously fresh for 45 days. That's the power of Febreze Small Spaces. A new arrival alarms the brotherhood of muscle. Muscular features signal power and performance. Attributes they've never seen in this build. ( ) Behold a new breed. Ready to swarm, ready to sting, ready to electrify. ( ) The defiant power packed hybrid electric Dodge Hornet R/T. Performance electrified. (Upbeat instrumental music) >> Ordering fast food at a restaurant? The person cashing you out may be halfway across the world. Yeah, virtual cashiers are popping up in more stores, sparking a conversation on the impact that could have on the fast food and service industry, if they were to become more mainstream. For more on this, we're drawn by retail expert Doug Stevens. Nice to see you this morning. >> Great to see you, Lindsey. >> Okay, I need you to explain this a little bit to me, because this is not a self-checkout, right? This is a remote cashier. What's the difference here? >> Yeah, so if you've called into your cable company or your cell phone provider lately, you know very well that your call is in all likelihood being taken by somebody who's outside the country, maybe in the Philippines, maybe in India. And that's been the case in the telco industry for a long, long time, but now fast food operators are now looking at the same technology, usually in combination with a kiosk. So they want to promote self-ordering or self-service. But if you have a question about the menu, they're basically routing you to someone who may be overseas who is now fulfilling that customer service obligation. And the reason that they're doing it, this is going to come as a real shock, I know, but it's financial, because the minimum wage, let's say in a place like the Philippines is $3.75 an hour US, compared to a market like New York City, for example, which is about $16 for minimum wage. So it's a huge financial incentive, obviously. >> Lindsey: I would suspect the unions aren't too happy with this. >> Indeed. Yeah, and I think that's a good point. And it sort of goes to what is the public response here. And you mentioned unions, obviously organized labour is certainly looking at moves like this, and other moves into the future as a threat to employment. Consumers too, I think, I saw Freshii was shown in the intro there. Freshii was a company that in 2022 actually tested out this technology, and was met with a degree of outrage by consumers,

Copyright protected and owned by broadcaster. Your licence is limited to private, internal, non-commercial use. All reproduction, broadcast, transmission or other use of this work is strictly prohibited.

Transcripts